| Finance Options | |||||||
Browse products by: Payment Options: Policy and Conditions: |
RENT – THE BEST WAY TO FINANCE YOUR TECHNOLOGY Renting allows you to upgrade your equipment to a state of the art level, eliminating the inefficiencies of owning outdated technology. Why not have the latest technology at your fingertips? Compared to buying and owning, renting gives you more flexibility and options– both during and at the end of the rental term. You can move up to the latest laptop, PDA Mac or PC, when you are ready – even if it’s before the end of your lease. So you’re never stuck with the wrong gear. Instead of having to pay out (again) for the new model, you simply arrange for an ‘Update’.
When you consider all the advanatages renting technology makes sound financial sense and gives you peace of mind. Easy Accounting Unlike a loan, your rental payments are an off balance sheet expense which can be useful if you need to apply for other finance. Your fixed rental payments are treated as an operating expense item and are easily managed on a month-to-month basis, making accounting simple. Unlike a finance lease, your rental agreement does not have a residual where you are contracted to a ‘balloon’ payment at the end. With our rental agreement you are not locked in to purchasing out of date computer hardware at the end of term. Tax Benefits Unlike loan payments, monthly rental payments are up to 100% tax deductible. Please confer with your accountant. Specialised Assistance Our finance providers are specialists in equipment financing and have an understanding of capital markets.They’re available 7 days a week to address your queries about equipment financing. Keep Your Cash Don't tie up your cash by investing in technology which is doomed for obsolence. Rather than having to make lump sum payments every two to three years for a new model, renting enables you to manage your cash flow with monthly payments. This allows you to conserve your vital working capital and put it to better use, such as towards your mortgage or the purchase of shares which can appreciate. A total solution Pay for all of your computing needs – including software and peripherals like printers, scanners, digital cameras, network servers, even installation and training. You can also include provision for an approved Extended Warranty, and provide for accidental damage or theft, giving you total peace of mind. Be flexible and keep your options open It is difficult to know what your future computing needs will be, which is why it makes more sense to rent. Why decide now what equipment you might need or want in 3 years time? Renting allows you to achieve flexibility in your choices. As well as being able to update inside the rental term, you get more options at the end. You may:
You make the update decision when you’re ready, rather than having to decide now or waiting until you have the cash. †Fair Market Value is the price we would expect to receive in the used market at the time of trade-up. It is impossible to predict what the fair market value of the equipment will be in 2, 3 or 4 years time. *Conditions apply. Lease all types of Equipment T ypical examples are computer equipment and software, fax machines, scanners, photocopiers, phone systems and telecommunications equipment, point of sale equipment, security equipment If you are unsure about whether you can rent any particular equipment, please contact us. FAQ (Frequently Asked Questions) What is the interest rate? There is no interest rate as you do not own the equipment but rather, you are renting it. You pay a flat monthly rate, which in many cases is in tax-deductible dollars. It is not like a lease whereby you pay interest and have ownership of the goods. Can I own the goods at the end of the contract? Yes. You have the option to purchase the goods at fair market value at the end of the agreement if you choose. How much will I pay to purchase the goods at the end of the term? Fair market value. Historically, this is a relatively small percentage of the initial purchase price. How does the tax benefit work for me? If you use your equipment wholly or predominately for business or work related use, in many cases you can claim up to 100% as a tax deduction. You should talk to your accountant about this. How do I make an application? Easy!! Call 02 4878 9520. What will I need in order to apply? In most cases, just personal details that you would know by heart. In some cases, you may need proof of property ownership or in the case of a business, some financial statements. This will depend on the strength of your application and the amount for which you are applying. How long does it take to get approval? That depends on the individual application. In most cases it will be within 30 minutes. Can I pay off the contract more quickly if I choose? There is nothing stopping you from doing this. However, generally there is no benefit in doing so. What happens to my monthly repayments if I upgrade? Your monthly repayments will, in most cases, alter when you upgrade. It will depend on how far along you are in your contract, the value of your current equipment and the value of the equipment that you wish to upgrade to. Getting the most from your equipment rental
If you were to lease a computer for $3000 over 3 years, your payments would be $133.80 per month or $30.88 per week. If you added a printer for $300 - at the same time that you obtain the computer -your payments would only be $146.19, or $33.74 a week - that's only $2.86 more a week! Or if you added in a digital camera for $650 instead, your payments would only be $161.70 per month or $37.31 per week. For that price, you can afford to get the Computer, the Digital Camera and Printer - for ONLY $171.83 per month, or $39.65 per week . IMPORTANT : If you wish to add computer equipment or peripherals to your initial Agreement you can do so. This will be subject to a new credit check at the time. 'Add-ons' as they are referred to, must be for equipment costing more than $500 and the rate would be calculated on the value of the add-on, which could be at a higher rate. So it is smarter to get all of your gear at the one time and benefit from the lower rates. What can you rent for work or business ? · Desktop computers & workstations You can also include software, training and extended warranty up to 25% of the total rental plan. Some limitations apply. What can you rent for the home ?
Here is an example of what you can rent: · Desktop computers & workstations Buy a laptop with our salary packaging program Salary package your rental payments and get the laptop you really want !!
|
||||||
Product
Rental Options 
You
can rent an entire computing system for your home, including laser
printers and scanners, digital cameras, computer desks. You can also
include software, training and extended warranty (up to 25% of the
total rental plan).